Keys Auto Loans
“We recently worked with Rubi on a new car loan, and not only was she efficient and knowledgeable, everything happened as she said it would, and in record time! Great job, KFCU!” Denise G.
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“We recently worked with Rubi on a new car loan, and not only was she efficient and knowledgeable, everything happened as she said it would, and in record time! Great job, KFCU!” Denise G. 〰️
Auto Loans*
Looking for the best deal on auto financing? Start with a pre-approved new or used Keys Federal Credit Union Auto Loan that fits your budget!
Finance up to 125% MSRP (new vehicles) or NADA (used vehicles)2
Rates as low as 3.49% APR
Terms up to 84 months
No prepayment penalties
Refinance existing Auto Loans for cash out or lower payments
Take a pre-approved loan to the dealer when you shop
Keys FCU is an ITIN-approved lender! Click here to learn more
Auto Loan Affordability
| Months | Loan Balance | Interest |
|---|---|---|
| 0 | $13,599 | $0 |
| 1 | $13,241 | $42 |
| 2 | $12,883 | $83 |
| 3 | $12,523 | $124 |
| 4 | $12,162 | $163 |
| 5 | $11,800 | $201 |
| 6 | $11,437 | $238 |
| 7 | $11,073 | $273 |
| 8 | $10,707 | $308 |
| 9 | $10,341 | $341 |
| 10 | $9,973 | $374 |
| 11 | $9,604 | $405 |
| 12 | $9,234 | $435 |
| 13 | $8,863 | $464 |
| 14 | $8,491 | $492 |
| 15 | $8,118 | $518 |
| 16 | $7,743 | $543 |
| 17 | $7,367 | $568 |
| 18 | $6,990 | $591 |
| 19 | $6,612 | $613 |
| 20 | $6,233 | $633 |
| 21 | $5,852 | $653 |
| 22 | $5,470 | $671 |
| 23 | $5,088 | $688 |
| 24 | $4,703 | $704 |
| 25 | $4,318 | $719 |
| 26 | $3,932 | $732 |
| 27 | $3,544 | $744 |
| 28 | $3,155 | $755 |
| 29 | $2,765 | $765 |
| 30 | $2,373 | $774 |
| 31 | $1,981 | $781 |
| 32 | $1,587 | $788 |
| 33 | $1,192 | $793 |
| 34 | $796 | $796 |
| 35 | $398 | $799 |
| 36 | $0 | $800 |
*Subject to credit approval. Restrictions may apply.
